Cash that keeps earning.
Your cash, working daily.
Earn interest on uninvested cash, with no lockups.
Current rate
3.50%
APY¹
Interest accrues daily, paid monthly
No lockups. Move cash when you need it
FDIC coverage up to $1M through program banks*
Cash balance
Estimated interest in a year
$350
About $29 a month at 3.50% APY¹
¹APY is variable and may change at any time. Estimates assume today’s rate for a full year with no deposits or withdrawals.
How Vantar Cash works.
Add cash, we sweep it to program banks, and it starts earning.
Deposit
+$1,000
Step 1
Add cash
Move money in from your linked bank account.
Program bank 1
Program bank 2
Program bank 3
Step 2
We sweep it
Uninvested cash goes to program banks through the FDIC sweep program.
+$31.25 interest paid
Step 3
Earn daily
Interest accrues every day and is paid monthly.
Up to $1M in FDIC coverage*
Up to $250,000 at each program bank, across four banks.*
$250K
$250K
$250K
$250K
Vantar and Alpaca are not banks. See disclosures for details.
SEC-registered adviser
Vantar Inc. is an SEC-registered investment adviser.
SIPC protection
Securities protected up to $500,000, including $250,000 for cash, through Alpaca Securities LLC.
Regulated brokerage
Brokerage services by Alpaca Securities LLC, member FINRA/SIPC.
FDIC-eligible cash
Cash swept to program banks is FDIC insured up to $1,000,000 in total, limited to $250,000 at each program bank.
Cash
questions.
Vantar Cash sweeps your uninvested cash to program banks through Alpaca’s FDIC Sweep Program, where it earns interest and is eligible for FDIC insurance up to $1,000,000 in total ($250,000 at each program bank).*
Currently, FDIC insurance is up to a total maximum of $1,000,000 (FDIC insurance coverage is limited to $250,000 at each program bank).*
Interest accrues daily and is paid monthly.
Yes. There are no lockups, so you can move your cash out whenever you need it.
No. The APY is variable and may change at any time.
Put your cash
to work.
Open an account on the web or in the app.
